R U SMILING DENTAL
Student Dental Plans
R U Smiling accepts UTSU Health & Dental Plan coverage.
Who’s Covered?
Full-time undergraduate students (including those in professional faculty) at the St. George campus and full-time Toronto School of Theology students are automatically enrolled in the UTSU Health & Dental Plan.
Don’t miss out on your dental checkup or cleaning when you can get them for $0. Take advantage of this opportunity to maintain your oral health without any financial burden.
Key Points to Know About Your Dental Coverage
- If you visit a specialist for covered services, your reimbursement will be processed based on the equivalent General Practitioner fee.
- You’re covered for the insured portion of your Plan regardless of the dentist you choose. Our goal is to make dental care accessible and affordable for all U of T students.
- The Dental Plan offers $800 coverage for dental visits per policy year.
- The current policy year is from Sept. 1, 2024 – Aug. 31, 2025.
- The Plan covers 60% to 80% of your dental costs.
- The insured portion of your Dental Plan pays a percentage of the recommended fee for covered services, based on the Provincial Dental Fee Guide for General Practitioners (in the province where the service was performed).
Breakdown
University of Toronto
| Insurance Covers (2) | Studentcare Dental Network Reduction (4) | |
| Examinations and x-rays (2) | 70% | + 30% |
|
Basic Preventive Services and Basic Oral Surgery
|
80% | + 20% |
| Preventive Scaling and Polishing (2) | 70% | + 30% |
| Periodontics (2) (gum treatments) | 70% | + 20% |
|
Basic Restorative Services
|
60% | + 20% |
| Recall exam package | 1 per 12 months | |
| Annual Maximum | $800 per policy year | |
| Insurance Company | Desjardins Insurance | |
| Policy Year | September 1 – August 31 | |
1 Percentage of Provincial Dental Fee Guide for General Practitioners (in the province where service was performed).
2 Recall oral examinations, polishing, and fluoride treatment are covered once per 12 months. Bitewing x-rays are covered once per 9 months. Oral hygiene instruction is covered once per 12 months. A complete exam (sometimes called a new patient exam) is only covered once per 5 years. Periodontal scaling is covered up to 2 units per policy year.
3 Amalgam, tooth-coloured filling restorations, and temporary sedative fillings are covered.
4 Discounts applicable to treatments administered by members of Studentcare Dental Network
For full information, please visit:
http://studentcare.ca/rte/en/IHaveAPlan_UTSU_Dental_DentalCoverage